arma Terms of Use

Eligibility and account requirements on arma

To open an arma account, you must be of legal age in your jurisdiction—typically 18 or older. We do not knowingly permit minors to register or use our platform. During account creation, you provide email, password, and personal identification information (name, date of birth, address). We verify this information against government-issued ID and proof of address before your account can access deposits or markets.

You are responsible for maintaining the confidentiality of your arma password and account credentials. You agree not to share your login details with any third party. If you suspect unauthorized access to your account, you must notify our support team immediately. We are not liable for unauthorized access resulting from your failure to protect your password.

Your arma account is for your personal use only. You may not transfer, sell, or assign your account to another person. We reserve the right to suspend or close any account we reasonably believe violates this condition or any other term in this agreement.

Deposits, withdrawals, and fund management on arma

We accept deposits via six mobile wallets and four banks. DANA, e-wallet, mobile banking, local payment, and online payment transfers are typically instant; e-wallet and direct bank transfers (mobile banking, local payment, online payment, e-wallet) settle within one business day. All deposits are fee-free on arma—the amount you transfer is the amount credited to your account balance.

Your account balance on arma is shared across all offerings: football markets, esports betting, live-dealer tables, and slots. Funds may be withdrawn at any time to your registered payment method. Withdrawals are processed during business hours; most wallet withdrawals complete within hours, and bank transfers typically settle within one to two business days.

We do not charge withdrawal fees on arma. Your payment provider may apply their own processing charges, which we display before you confirm the withdrawal. We reserve the right to request additional documentation before processing withdrawals if we have reasonable grounds to suspect fraud or regulatory violation.

• 1
  Deposit via approved payment channelFunding

  Select mobile banking, local payment, online payment, e-wallet, or bank transfer. No deposit fees apply on arma.

• 2
  Balance updates immediately for walletsCredit

  Wallet transfers are instant; bank transfers settle within one business day.

• 3
  Fund any market or game on armaUse balance

  Your unified balance works across football, esports, live dealers, and slots.

• 4
  Withdraw to your original payment sourceCashout

  Request withdrawal anytime; most complete within one business day.

Betting, gaming, and settlement rules on arma

On arma, football match results are determined by official league announcements. Esports outcomes reflect tournament organizer declarations. Live-dealer games are streamed from licensed studios with real dealers. Slot and RNG-driven games use certified random number generators; each spin result is independent and unpredictable.

We settle all markets and games according to published rules displayed on the relevant market or game page. Once settled, results are final unless we identify a demonstrable technical error or fraud. If you dispute a settlement, you must contact our support team with documentation within 30 days of the disputed event. We investigate all complaints and respond with our findings within ten business days.

We do not offer guaranteed outcomes or fixed odds promises. All odds and results are subject to our published rules and terms. Bonuses or promotional offers (when available) are subject to separate terms displayed at the time of offer and are not guaranteed to recur.

Football settlement

Based on official league results; Liga 1, Piala AFF, Champions League outcomes are determined by tournament organizers.

Esports settlement

Determined by tournament organizer final declarations; we follow official announcements for all Mobile Legends, Free Fire, and PUBG Mobile markets.

Live-dealer settlement

Real-time results determined by card or wheel outcomes streamed from licensed studios; no replay or reversal after settlement.

Slot and RNG games

Results determined by certified random number generators; each spin is independent and final once displayed.

Jurisdiction restrictions and service availability on arma

arma services are available only where applicable local law permits. We do not target, market to, or knowingly serve users in jurisdictions where online gaming, sports betting, or gambling is prohibited or heavily restricted. Users in supported areas include those in Jakarta, Surabaya, Bandung, Medan, and other regions where local law allows online entertainment services.

You are solely responsible for verifying that your access to arma complies with your jurisdiction's laws and regulations. We accept no liability if you access arma from a jurisdiction where such access is prohibited. If we determine you are accessing from a restricted jurisdiction, we reserve the right to suspend or close your account and initiate withdrawal of any remaining balance to your registered payment method.

Our terms are governed by the law applicable to the jurisdiction where our services are legally operated. Any legal disputes arising from these terms or your use of arma will be resolved through binding arbitration or court proceedings in that jurisdiction, depending on applicable law.

Dispute resolution and complaints

If you have a complaint or dispute regarding a settlement, withdrawal, or any other matter on arma, you must contact our support team in writing via email. We log all complaints and respond with our investigation findings within ten business days.

If you are unsatisfied with our response, you may escalate your complaint to an independent arbitrator or regulatory authority in your jurisdiction. We provide contact details for relevant authorities in our support documentation.

We maintain records of all transactions, odds snapshots, game logs, and settlement data for a minimum of one year. These records are made available during dispute investigations and are admissible as evidence in any formal complaint process.

Related legal documents on arma

Modifications and final terms

We reserve the right to modify these terms at any time. Material changes will be communicated to registered arma users via email at least 30 days before taking effect. Your continued use of arma after such notice constitutes acceptance of the updated terms.

If you do not accept modified terms, you may close your account and withdraw any remaining balance. We enforce all terms uniformly and make no exceptions based on individual circumstances unless required by law.

These terms, together with our privacy policy and any supplementary terms posted on arma, constitute the entire agreement between you and arma regarding your use of the platform. Any prior agreements or understandings are superseded by these terms. If any provision is found unenforceable, that provision is severable and the remainder of these terms remain in force.